Indian Home Loan Calculator – 2025 | Calculate EMI, Interest & Tenure Easily

Buying a home is one of the biggest financial decisions in life, and planning your home loan repayment smartly can save you lakhs in the long run. To help you make an informed choice, we’ve built the Indian Home Loan Calculator – 2025, a free online tool designed for fast and accurate EMI calculations.

How to Use the Indian Home Loan Calculator

Just follow these 3 easy steps:.

Enter Loan Amount – Input the total loan you plan to take (e.g., ₹30,00,000).
Enter Interest Rate (Annual) – Input the interest rate offered by your bank (e.g., 8.5%).
Enter Loan Tenure (Years or Months) – Choose how long you plan to repay (e.g., 20 years).
Click “Calculate” – Instantly see your:
- Monthly EMI
- Total Interest Payable
- Total Payment (Principal + Interest)

You can also reset the fields anytime to compare different scenarios.

Example Output:

Let’s say:

Loan Amount = ₹30,00,000
Interest Rate = 8.5%
Tenure = 20 Years

You’ll get:

Monthly EMI = ₹26,035 (approx.)
Total Interest = ₹32,48,472
Total Payment = ₹62,48,472

This helps you plan your finances better before applying for a home loan.

Key Features of the Calculator

Instant EMI & interest calculation
Mobile-friendly interface
Adjust values anytime to compare scenarios
Shows total payment & interest clearly
100% Free & requires no registration

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